Top Five Things People Worry About in Bankruptcy – And Shouldn’t

I wrote a legal guide on Avvo yesterday about ten things to consider when thinking of talking to a bankruptcy attorney. Tonight, I follow up with the top five things that people panic about when thinking of bankruptcy and shouldn’t: … Continue reading

Bankruptcy should not be a last resort – think proactively

Think proactively about handling your debt situation before you have nothing left. Continue reading

This Should be Interesting – Casey Anthony Files for Chapter 7 Relief

Bankruptcy lawyers around the nation now get to make their comments in the apparently never ending Casey Anthony saga! Ms. Anthony filed for relief under Chapter 7 with around $800,000 in various kinds of unsecured debt. OK…she can do that, … Continue reading

Congress Passes Fiscal Cliff Avoidance Measure – Major Catastrophe Postponed but Not Totally Averted.

The House passed an unamended version of the Senate’s widely bipartisan bill averting the most immediate “fiscal cliff” effects, according to CNN. The good thing is that unemployment benefits are extended another year. The bad thing is the myriad pressing … Continue reading

Obnoxious creditors like to make outrageous threats – the best defense is a good offensive strategy

I was recently contacted by a individual who was being constantly harassed by a collection agency. He did not have a lot of debt, BUT one of his debts apparently fell into the hands of a “boiler room” type creditor. … Continue reading

Bills to Pay – What Should People Considering or Preparing for Bankruptcy Keep Paying?

I get asked by clients quite often, “What do I have to pay when I file for bankruptcy?” This is a loaded question, since there are many obligations that will, in fact, survive the filing of a case under the … Continue reading

Creditor Misbehavior is the Debtor’s Friend

I have had a rash of clients complaining that, even after we file their case, they are continually harrassed and pestered by creditors.  Obviously that is very much “uncool”.  Why does this happen and what can you do if it … Continue reading

Why do I need a Lawyer to File for Bankruptcy – Because DIY Bankruptcies can REALLY cost you.

There are a lot of companies and “do it yourself” people who are stating that an attorney is not necessary to file for bankruptcy. This is true, to a point. You can undertake pretty much any legal proceeding on your … Continue reading

Bankruptcy for parents and caregivers for the disabled – YOU ARE SPECIAL

As state budgets reduce the funding available to assist the disabled, caretakers may be forced into bankruptcy. There are provisions in the Bankruptcy Code that take into account the extra costs involved in caring for special needs individuals. Continue reading

Unemployment and Underemployment Rising, Stocks Dropping…Not Good.

Yesterday, every single index dropped quite a bit.  The Dow erased an entire year of progress and the unemployment and underemployment rates climbed.  Bond rates are awful.  What does this all mean?  The answer from me is:  I don’t know … Continue reading