Obnoxious creditors like to make outrageous threats – the best defense is a good offensive strategy

I was recently contacted by a individual who was being constantly harassed by a collection agency. He did not have a lot of debt, BUT one of his debts apparently fell into the hands of a “boiler room” type creditor. … Continue reading

Creditor Misbehavior is the Debtor’s Friend

I have had a rash of clients complaining that, even after we file their case, they are continually harrassed and pestered by creditors.  Obviously that is very much “uncool”.  Why does this happen and what can you do if it … Continue reading

Unemployment and Underemployment Rising, Stocks Dropping…Not Good.

Yesterday, every single index dropped quite a bit.  The Dow erased an entire year of progress and the unemployment and underemployment rates climbed.  Bond rates are awful.  What does this all mean?  The answer from me is:  I don’t know … Continue reading

Hiring is up! This is good, right?

Hiring was up in December. Great for the economy, but there may be other consequences. Continue reading