A great day for consumers, not such a great day for some Native Americans

Payday lender Western Sky to Cease Funding Loans – One Less Predator Out There Continue reading

After a Bankruptcy – Restart Your Financial Life By Rebuilding Your Financial Reputation

Getting through a bankruptcy is just the beginning. What is also important is what happens next. We have begun offering a post-discharge credit education course to our clients through www.720creditscore.com. We offer the course FREE to new clients and existing … Continue reading

Bankruptcy should not be a last resort – think proactively

Think proactively about handling your debt situation before you have nothing left. Continue reading

Bills to Pay – What Should People Considering or Preparing for Bankruptcy Keep Paying?

I get asked by clients quite often, “What do I have to pay when I file for bankruptcy?” This is a loaded question, since there are many obligations that will, in fact, survive the filing of a case under the … Continue reading

Why do I need a Lawyer to File for Bankruptcy – Because DIY Bankruptcies can REALLY cost you.

There are a lot of companies and “do it yourself” people who are stating that an attorney is not necessary to file for bankruptcy. This is true, to a point. You can undertake pretty much any legal proceeding on your … Continue reading

Unemployment and Underemployment Rising, Stocks Dropping…Not Good.

Yesterday, every single index dropped quite a bit.  The Dow erased an entire year of progress and the unemployment and underemployment rates climbed.  Bond rates are awful.  What does this all mean?  The answer from me is:  I don’t know … Continue reading

Take Stock of your Stocks

The other day I had to postpone someone’s bankruptcy filling because of issues involving their investments. When my paralegal had plugged in the information about the stocks, she forgot to multipy the share price by the number of shares to … Continue reading

Before you talk to a bankruptcy lawyer – think about what you are trying to do

Bankruptcy is a powerful tool, but it is inherently limited by Congress’s language and the interpretation of the Courts who read the statute. When you’re suffering from too much debt, you just want answers and you go to a lawyer … Continue reading