Bankruptcy for parents and caregivers for the disabled – YOU ARE SPECIAL

As state budgets reduce the funding available to assist the disabled, caretakers may be forced into bankruptcy. There are provisions in the Bankruptcy Code that take into account the extra costs involved in caring for special needs individuals. Continue reading

Unemployment and Underemployment Rising, Stocks Dropping…Not Good.

Yesterday, every single index dropped quite a bit.  The Dow erased an entire year of progress and the unemployment and underemployment rates climbed.  Bond rates are awful.  What does this all mean?  The answer from me is:  I don’t know … Continue reading